Your Trusted, PPLI Switzerland and Liechtenstein Directory

PPLI can be highly worthwhile for individuals with $1 million or more in investable assets, especially those seeking

• Confidential wealth structuring
  
• Global asset protection
  
• Long-term tax deferral or elimination
  
• Flexible succession planning
  It is not a one-size-fits-all solution, but for the right profile, it is a powerful and discreet wealth tool.

A trust is a legal entity used to manage and transfer assets.
A PPLI is a life insurance policy that holds investment assets inside a tax-efficient wrapper.

Key differences include:

• Tax treatment: PPLI often offers better tax shielding than standard trusts.
  
• Privacy: PPLI structures can provide more discretion than public registries tied to trusts.
  
• Flexibility: PPLI allows investment growth inside the policy with fewer restrictions.
  

In practice, many high-net-worth individuals use both together—for example, a trust may own the PPLI policy to combine benefits.

PPLI offers several significant tax advantages, including:

• Tax-deferred investment growth (no capital gains, interest, or dividend tax while assets remain in the policy)
  
• Tax-free death benefit to beneficiaries
  
• In some jurisdictions, no income or inheritance tax at distribution
  
• Potential to mitigate controlled foreign corporation (CFC) exposure for global families
  

Note: Tax treatment depends on the jurisdiction and structure, so qualified legal and tax advice is essential.